Disclaimer

Not financial advice.

This is a personal opinion published for general information only. It is not financial advice, not a personal recommendation, and not an offer to buy or sell anything. I may hold positions in what I write about. Markets go down as well as up and you can lose money. Do your own research, and speak to a regulated adviser if you need advice.

Nothing here is a recommendation

Everything on this site is a personal opinion published for general information and entertainment. It is not tailored to your circumstances, your goals or your risk tolerance, because I do not know them. It is not a personal recommendation, and it is not an inducement to buy or sell anything.

I may own what I write about

Where I hold a position in something I have written about, I say so in the post. Assume my interests and yours are not automatically aligned, and read accordingly.

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Get real advice

If you need advice about your own money, speak to someone regulated to give it. In the UK you can check whether a firm or adviser is authorised on the FCA register.

Accuracy

I try to get things right and I correct things I get wrong, but I make no guarantee that anything here is accurate, complete or current. Posts are a snapshot of what I thought on the date they were published.

Questions about any of this: https://joeyzanelli.com